Michelle Kotler, Esq. is the founder of Endless Income, Inc..  She is an attorney licensed in Maryland.

Michelle earned her Juris Doctor (2000), as well as her Master of Education (1999) and Bachelor of Science (1995) degrees in Special Education, from the University of Maryland (Go Terps!).  

While representing people with severe disabilities at Social Security Disability Income hearings, she realized that disability is the leading cause of eviction, foreclosure, and, as a result, homelessness.  

Personally, she had an issue with disability that left her in bed for almost three years, so this first-hand experience was a real eye-opener.  Her income stopped but the bills did not!

Fortunately, Michelle recovered, and sought a path to help people protect themselves from the financial wreckage that disability causes.  

A natural-born researcher, this journey led her to discover the importance of long-term disability insurance and the wider world of risk-free retirement planning.  Running out of money, whether from disability or a stock market crash, is devastating.

Having done a deep dive into the pain points facing retirees, she combined her years of knowledge and training to write, "Set It & Forget It: Retirement Made Simple," available on Amazon in print and audio.

Her book explains several retirement risk factors you face, many of which you may not be aware of, and how to minimize them. 

Michelle is also a proud past member of the Million Dollar Round Table, the most prestigious, invitation-only national organization for top financial advisors in the United States.

As an aside, she recently added a service to help people who are unknowingly owed money that will be forfeited if not collected in a timely manner.

Known for being warm, approachable, trustworthy, and just a tad bit funny, her strategies are tailored to ensure that you can enjoy your retirement with the peace of mind you deserve.