The stock market is a roller coaster that takes your money & your emotions for a ride.
Learn new strategies that protect your
finances, lifestyle, and peace of mind.
Meet your secret weapon...
Worried that your retirement nest egg won't last?
Half of American retirees run out of money.
Don't let it happen to you.
High inflation
Been to a grocery store lately? $7 for potato chips! Sky-high prices eat into your savings.
Taxes & Social Security
If no changes are made, Social Security will be cut 20% in 2034. Taxes could rise substantially to tackle the deficit. These unknowns may jeopardize your retirement.
Volatility
Market swings can be devastating. Ten years of gains can be wiped out in ten weeks of losses.
Longevity Risk
Of 65-year olds today, 1 in 4 will live into their 90's and 5% will see age 100. We need more savings now than ever before so we do not outlive our money.
The path to retirement is full of roadblocks.
Are you sure you know what they are?


Well-researched and fully documented, this book is the quintessential guide to a successful retirement. Available in print and audio versions.

Meet the Founder
Michelle Kotler, Esq., M.Ed. is the founder of Endless Income, Inc.. She is an attorney, educator, and author.
A deep dive into the pain points facing retirees led her to write, "Set It & Forget It: Retirement Made Simple."
You'll learn about hidden retirement risk factors you face and how to minimize them.
Michelle has been a proud member of the Million Dollar Round Table, the prestigious, invitation-only national organization for top financial advisors.
Warm and trustworthy, Michelle tailors your plan to ensure that you enjoy the peace of mind you deserve.
Frequently Asked Questions
Do you charge for consultations?
No. Your consultations are free. I will explain how I am compensated, but 100% of your investment goes to work for you.
Is there any obligation?
No. There is no obligation to do anything.
Do you have a minimum?
No, but you should have some disposable income available to save if you do not already have retirement assets.
Dedicated to Your Financial Well-Being
We specialize in retirement planning that
eliminates market risk with personalized
strategies. Experience peace of mind
with our transparent approach.

Step 1
Needs Assessment
We listen to understand your goals, dreams, needs, and current situation.
Step 2
Educational Session
You receive a "big picture" overview regarding basic retirement concepts.
Step 3
Customized Plan
We create a plan that marries Steps 1 & 2 together. The plan is customized until it meets your needs.
Our Services & Expertise
Discover our approach to secure your financial future.
Explore our retirement solutions designed to mitigate risk and maximize stability.

Tailored Financial Strategies
Personalized strategies align with your financial goals and current situation.

Secure Retirement Planning
Our plans focus on ensuring financial stability and protection for the long term.

Expert Advice
Get advice you can trust from transparent fiduciaries dedicated to your peace of mind.

Ongoing Support
We offer continuous support as needed.

